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Rates

We believe in transparency, and that's why we've laid out our rates clearly for you. Your financial journey starts here and we're here to guide you every step of the way. 

Your gateway to smart financial decisions.

Whether you're looking for checking or savings options or home loans, explore our competitive rates with confidence. View our personal deposit and mortgage rates below. If you have questions on any of our deposit products and rates, please reach out to a Personal Banker. For current business deposit rates, please call to speak with a Business Banker.

Personal Deposit Rates

Annual Percentage Yields (APY) are accurate as of: 11/14/24

Savings Options

Savings1
Account Balance APY Interest Rate
$100 and More 0.15% 0.15%


Savings Plus1
Account Balance APY Interest Rate
$10,000 and More 0.50% 0.50%


Junior Savers1
Account Balance APY Interest Rate
$1 to $99.99 0.15% 0.15%
$100 and More 0.15% 0.15%


Health Savings Account1
Account Balance APY Interest Rate
$50 - $4,999.99 0.15% 0.15%
$5,000 - $14,999.99 0.30% 0.30%
$15,000 - $24,999.99 0.45% 0.45%
$25,000 and More 0.55% 0.55%


Holiday Account1
Account Balance APY Interest Rate
No Minimum 0.15% 0.15%


Checking and Money Market Accounts

eChecking+1
Account Balance APY Interest Rate
$1,000 to $24,999.99 0.10% 0.10%
$25,000 and More 0.15% 0.15%


Classic Checking+1
Account Balance APY Interest Rate
$1,000 to $24,999.99 0.10% 0.10%
$25,000 and More 0.15% 0.15%


Money Market1
Account Balance APY Interest Rate
$1,000 to $24,999.99 0.35% 0.35%
$25,000 to $99,999.99 0.70%
0.70%
$100,000 and more 1.51%
1.50%



Certificates of Deposits2,3

$1,500 and more
Term APY Interest Rate
6 Months 0.75% 0.75%
12 Months 3.90% 3.83%
24 Months 2.50% 2.47%
36 Months 2.25% 2.22%
48 Months 2.25% 2.22%
60 Months 2.25% 2.22%

Call a Personal Banker for information on multi-million dollar FDIC insurance coverage through CDARS or ICS.

Individual Retirement Accounts

Retiring soon? Contact a Personal Banker for help with your pension or 401K funds. 
IRA funds may also be placed in any Certificate of Deposit category.
24 Month IRA Savings3,4
Account Balance APY Interest Rate
$100 to  $9,999.99 1.51% 1.50%
$10,000 and More 1.66% 1.65%


Variable Rate IRA1
Account Balance APY Interest Rate
No Minimum 0.45% 0.45%


Conventional Fixed Rate Mortgages

At AbbyBank, we understand that each homeowner has distinct needs. We offer an array of home loan products tailored to meet your needs and aspirations. Contact one of our local mortgage lenders to learn more about our other mortgage products and rates. 
Annual Percentage Rates (APR) are accurate as of: 12/16/24
Term Rate APR5 Monthly Payment
10 Year6 6.250% 6.375% $1,122.80
15 Year6 6.375% 6.464% $864.25
20 Year6 6.875% 6.948% $767.81
30 Year6 7.000% 7.056% $665.30


Business Deposit Rates

Call to speak with a business banker for current rates! Multi-million dollar FDIC Insurance coverage is available through CDARS or ICS.
Call 1-800-288-2229 or Contact us online.



















































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Rates are subject to change without notice.
Fees could reduce earnings on accounts.
1Interest compounded daily. Rate may change after account is opened. The noted minimum balance is required to earn interest.
2Interest compounded daily. Automatically renewable.
3A penalty may be imposed for early withdrawal
4Interest compounded daily. Automatically renewable. The noted minimum balance is required to earn interest. A penalty may be imposed for early withdrawal. 
5APR=Annual Percentage Rate. Normal closing costs including, but not limited to, appraisal, recording fees, loan administration, title insurance and flood determination fee apply. Subject to credit approval. Any examples of payment schedules do not include property tax or property insurance premiums. Program is a limited time offer which may be withdrawn at any time. 
6All APRs based on $100,000 loan. Subject to 20% down payment on sale price/appraised value.