6 Money Tips to Prevent Spring Stress

Keeping track of where you spend your money is a great way to analyze your spending habits and make changes. Sometimes you don’t realize what spending problems you have until you see your payments on paper. Keep a paper or digital list, or even download a money spending app, to help alleviate some stress.

 

Having a support system is a great way to reach your financial goals. Ask a reliable friend to hold you accountable for your spending habits and surround yourself with people that want you to succeed financially.

 

If you tend to make unnecessary or impulse purchases when you’re in a certain area, like in a mall or downtown, do your best to avoid those areas. Whatever brings about the temptation to spend money when you don’t need to, keep your distance from it. Next time you visit a mall, maybe bring along your accountability partner so they can help!

 

Sit down and spend some time reviewing your financial situation. Figure out when money causes you stress and brainstorm a way to ease that stress. For example, if you tend to worry about spending money while getting groceries, try setting a weekly or monthly grocery budget and make a grocery list that matches up. Next time you go to the store, you’ll have the list and won’t have to worry about what amount the store clerk will say at checkout.

 

Unexpected expenses will come in life and, in those situations, you’ll feel a lot better knowing you have a backup plan. It might seem like a challenge to build an emergency fund but start small and build it up over time. 

 

Seeing how far you’ve come after implementing a financial plan is like a breath of fresh air. Look at the positives and be proud of yourself for making a change in the first place.