Let's take a look at that long list of advantages
You know that Visa debit cards give you a versatile payment option for your everyday spending needs since they're accepted at millions of locations worldwide. And you know you can get cash at ATMs across Wisconsin and coast to coast. But did you know...
- You'll never pay interest on a debit card purchase since it comes directly out of your checking account.
- Each debit card purchase is detailed on your Online Banking page and in your monthly account statement, helping you to easily locate individual transactions and track spending patterns.
- You can link your smartphone to your debit card for one-tap purchases in stores and restaurants.
- If you lose your card, you can get a replacement for a small fee.1
- You can also turn your card "on" or "off" with Mobile Banking Card Controls. Restrict where the card is used and set spending limits.
- Visa offers round-the-clock ID theft resolution services if you think your card information has been compromised.
- There are useful variations on the traditional debit card, including Gift Cards, Travel Cards and the Reloadable Card.
Card Controls
When you download the AbbyBank mobile app, you'll be able to control when, where, and how your debit card is used. It's a simple and secure way to manage your spending and help prevent fraud activity. Learn more about this helpful feature.
Business Debit Cards
There are also good reasons for businesses of all sizes to make frequent use of debit cards.
- Easier and faster than constantly sending checks through the mail.
- Your business can get multiple debit cards for each employee or department.
- Detailed records of each debit card purchase make life easier for business accounting departments and allow data to be easily downloaded for deeper analysis.
- Business cards have the same high-tech security features as personal debit cards, reducing the chance of fraud.
Other Cards
Gift Cards
For personal use: Need a present for a friend or family member? With a Gift Card, there's no need to know their clothing size, favorite color or current hobby.
For businesses: Gift cards are a good way to show appreciation to an employee or customer.
- Gift value of $10 to $1,000
- Accepted anywhere in the US where Mastercard is accepted
- Non-reloadable
- No cash access
- Purchase fee: $3 (purchase fee waived during November and December)
Reloadable Debit Card
For personal use: Worried about impulse buying? Go shopping with a debit card loaded with the maximum amount you want to spend. When you set off on the next outing, load the card again with additional dollars.
For businesses: Reloadable cards are a good way to compensate employees who lack a traditional checking account. They can also be used to reimburse employees for travel or other expenses.
- Load with $20 to $3,000
- Unlimited reloads
- Reload via Direct Deposit, in-branch or online
- Receive instant issue card upon acceptance; personalized card mailed after second load (first reload)
- Accepted at Point-of-Sale (signature or PIN) and ATM
- Text alerts available (carrier fees may apply)
- Purchase fee: $5.50
- Reload fee: $4.50
Travel Card
On the road again? Travel with an easy-to-pack companion. Whether you're headed on a pleasure cruise or a business trip, a travel debit card is safer than cash and eliminates the risk of credit card fraud. And for businesses, providing your staff with cards is an easy way to track expenses.
- Load value $20-$3,000
- Unlimited reloads
- Reload via direct deposit, in-branch or online
- Accepted internationally
- Accepted at Point-of-Sale (signature or PIN) and ATM
- Companion Card option
- Purchase fee: $5.50
- Reload fee: $4.50
- Companion Card fee: $2.50
Personal Checking
Explore our Personal Checking accounts. With great options and useful services, we've got something for everyone.
Business/Ag Checking
Uncomplicate money management with our versatile Business/Ag Checking account that caters to your unique needs.
Other services we think you might like
Common Questions
What’s the difference between a debit card and credit card?
A debit card is linked directly to a checking account. Depending on the dollar amount in your checking account will determine some of your spending limitations. Signing up for eBanking or mobile banking at your financial institution can help you keep track of your spending and balance. You can run a transaction as Debit, using your confidential 4-digit PIN, or Credit, signing your name. A debit card does not help build your credit.
A Credit Card is when you borrow money from a line of credit and then pay it back on a monthly basis. If the balance is not paid back monthly, you will acquire an additional interest fee. Your spending limitations are determined by your credit card limit. Your credit card limit is the maximum you can charge to your credit card. A credit card can help you build your credit.
What is a prepaid debit card?
A prepaid debit card allows you to load money onto to the card and then use it just like a regular debit card. There are different types of prepaid cards. Some are reloadable and some are not. Each card needs to be purchased. These prepaid debit cards can be used at any merchant or ATM machine. Once the balance on the card is used, you can reload the card online or at AbbyBank. There is no need to have an account.
Are there any restrictions in using a debit card?
Yes, there are daily dollar limits for cash withdrawals at ATM networks, POS purchases, and there are limits to the number of transactions per day. There are limitations as well depending on the balance in your account. Each institution is different along with locational restrictions. There are also slight differences between consumer and business credit card limitations. These limitations are put in places to help protect our customers from becoming victims of fraud.
How do I get a gift card or reloadable debit card from AbbyBank?
AbbyBank has a few different prepaid debit card options. We offer gift cards, travel cards, and reloadable debit cards. Bring your ID and visit one of our seven locations and speak to a friendly teller. You do not have to be a customer to get a prepaid card.
AbbyBank is a full-service financial institution with Wisconsin locations in Abbotsford, Appleton, Gresham, Medford, Shawano, Wausau, Weston and Withee.
1For a list of our current fees on our fee schedule, please speak with an AbbyBank representative.